Industrialising Transition Finance
A digital platform accelerating the deployment of transition finance through automated benchmarking, validation, data capture and impact measurement.
Partnering for Climate Action
The Disruption House and FourTwoThree have partnered to help Intermediary Financial Institutions (IFIs), Multilateral Development Banks (MDBs) and Small and Medium Enterprises (SMEs) unlock the $50 trillion transition finance opportunity.
The partnership merges TDH’s advisory and research services with FourTwoThree’s unique Bank-ready SME engagement platform.
The platform has been designed and funded in collaboration with NatWest, National Australia Bank, who are the first clients, and Standard Chartered Ventures.
Scaling Transition Finance
Scaling SME transition finance across thousands of smaller projects creates an operational challenge. At the SME level, IFI and borrower verification costs overwhelm unit economics. In order to scale, these existing manual processes need to be automated.
6. Performance Reporting
Performance reporting by client, sector and region for all stakeholders.
5. Rebates Assessment
Automated processes for rebates assessment including validation of asset acquisitions and carbon reduction where applicable.
4. Loan Approval
Faster lending, lower cost and improved capital deployment.
1. Green Loan Application
IFIs and SMEs identify financing opportunity through benchmarking.
2. Eligibility Validation
Cross referencing assets against MDB catalogues for automated qualification through impact metrics.
3. Evidence Capture
Automation of data capture to generate credit request including carbon reduction targets.
For Multilateral Development Banks
Scalable verification infrastructure
Consistent impact data
Improved programme deployment
For Intermediary Financial Institutions
Faster SME loan processing
Reduced verification cost
Increased deployment of wholesale credit lines
For Small and Medium Enterprises
Simpler access to green finance
Clearer transition pathways
