Risk and Resilience Intelligence

Unique, curated and reliable non-financial data on mid-market businesses.

For Banks

Banks face rising regulatory, geopolitical and transition risks, but lack consistent data on their mid-market clients and suppliers. Many of these firms do not disclose key non-financial information, creating a clear gap in visibility.

We address this by sourcing and structuring hard-to-get sustainability and operational resilience data on companies with £2m–£100m turnover, delivered through subscription-based risk intelligence. This gives banks the business risk insight they need across their value chain. We now partner with FourTwoThree to help banks and SMEs accelerate sustainable finance and climate action.

Our end-to-end, low-touch solution is designed to drive collaboration and seamlessly capture the data you need.

For Insurers

You’re underwriting mid-market risk you can’t fully see. We equip insurers with reliable data and resilience intelligence to strengthen underwriting, portfolio oversight and regulatory alignment. 

TDH makes non-financial risk visible and comparable across insured portfolios, supporting confident decision-making in a changing risk landscape.

For Corporates

Your Scope 3 problem is a supplier data problem. We leverage our proprietary data modelling approach and help you optimise your sustainability reporting to create high quality interactions with your value chain and provide effective engagement tools for your mid-market customers and suppliers which help them save money on their energy bills and generate validated Scope 3 data for you. 

News &
Insights

Hidden Energy Broker Fees: How UK SMEs Can Recover Thousands
Energy Bills Are Changing in 2026. Your Costs Aren’t
The UK energy system has always included a complex mix of additional charges. Mechanisms such as the Climate Change Levy, Contracts for Difference, Renewables Obligation and Feed-in Tariffs, alongside network costs like DUoS and TNUoS, have long made up a
ransition Finance 2026: Why Data is the New Gold for SMEs
Transition Finance Guide for SMEs in 2026
The defining shift for transition finance in 2026 is not ambition, policy, or even cost. It is data. Transition finance has moved from high-level commitments to measurable, verifiable outcomes, and that has fundamentally changed what banks require from SMEs.
The Energy Broker Problem

For many SMEs, across Retail, Property or Hospitality sectors, energy procurement is outsourced by necessity. With no dedicated energy manager, brokers have become the default solution. But what was meant to simplify purchasing can become the root of the problem.

The Hidden Cost Holding Back Transition Finance

Banks are not short of capital for the transition. In fact, global estimates suggest that tens of trillions of dollars are already earmarked for transition finance. The real bottleneck is something far less visible, yet far more damaging: the “verification

Who
We Serve

Since 2015, The Disruption House has been helping firms boost their performance with actionable and affordable insights into sustainability, business risk and operational resilience.