Unique, curated and reliable non-financial data on mid-market businesses.

Risk and Resilience Intelligence

Unique, curated and reliable non-financial data on mid-market businesses.

For Banks

Banks face rising regulatory, geopolitical and transition risks, but lack consistent data on their mid-market clients and suppliers. Many of these firms do not disclose key non-financial information, creating a clear gap in visibility.

We address this by sourcing and structuring hard-to-get sustainability and operational resilience data on companies with £2m–£100m turnover, delivered through subscription-based risk intelligence. This gives banks the business risk insight they need across their value chain. We now partner with FourTwoThree to help banks and SMEs accelerate sustainable finance and climate action.

Our end-to-end, low-touch solution is designed to drive collaboration and seamlessly capture the data you need.

Banks face rising regulatory, geopolitical and transition risks, but lack consistent data on their mid-market clients and suppliers. Many of these firms do not disclose key non-financial information, creating a clear gap in visibility.

For Insurers

You’re underwriting mid-market risk you can’t fully see. We equip insurers with reliable data and resilience intelligence to strengthen underwriting, portfolio oversight and regulatory alignment. 

TDH makes non-financial risk visible and comparable across insured portfolios, supporting confident decision-making in a changing risk landscape.

You're underwriting mid-market risk you can't fully see. We equip insurers with reliable data and resilience intelligence to strengthen underwriting, portfolio oversight and regulatory alignment. 

For Corporates

Your Scope 3 problem is a supplier data problem. We leverage our proprietary data modelling approach and help you optimise your sustainability reporting to create high quality interactions with your value chain and provide effective engagement tools for your mid-market customers and suppliers which help them save money on their energy bills and generate validated Scope 3 data for you. 

 We leverage our proprietary data modelling approach and help you optimise your sustainability reporting to create high quality interactions with your value chain and provide effective engagement tools for your mid-market customers and suppliers which help them save money on their energy bills and generate validated Scope 3 data for you. 

News &
Insights

Energy Transparency in Hospitality: Why Real-Time Monitoring Is No Longer a Luxury

Picture this: a busy pub landlord in Manchester gets their quarterly energy bill. It’s higher than last quarter — again. They have no idea why. Was it the new walk-in fridge? A faulty meter read? A penalty clause buried in

Why Underwriters Are Pricing Risk Blind: The Non-Financial Data Gap in Commercial Insurance

An underwriter sits down to price a commercial policy for a mid-market manufacturing business. They have the financials. They have the claims history. What they don’t have — and almost certainly can’t get — is any structured data on how

The Financed Emissions Blind Spot: Why SME Data Is the Missing Link in Net Zero Commitments

Every major UK bank has a net zero commitment. Most have published Scope 3 targets. And almost all of them face the same problem when it comes to actually measuring progress: the companies that make up the bulk of their

How the TDH M3 Framework Gives Insurers the Non-Financial Data They’ve Been Missing

Insurance has always been a data business. The entire model rests on the ability to price risk accurately — to look at what you know about a counterparty and make a defensible judgement about the likelihood and cost of something

Who
We Serve

Since 2015, The Disruption House has been helping firms boost their performance with actionable and affordable insights into sustainability, business risk and operational resilience.