Trusted Intelligence on Mid-Market Businesses
For Banks
Banks face rising regulatory, geopolitical and transition risks, but lack consistent data on their mid-market clients and suppliers. Many of these firms do not disclose key non-financial information, creating a clear gap in visibility.
We address this by sourcing and structuring hard-to-get sustainability and operational resilience data on companies with £2m–£100m turnover, delivered through subscription-based risk intelligence. This gives banks the business risk insight they need across their value chain. We now partner with FourTwoThree to help banks and SMEs accelerate sustainable finance and climate action.
Our end-to-end, low-touch solution is designed to drive collaboration and seamlessly capture the data you need.
For Insurers
You’re underwriting mid-market risk you can’t fully see. We equip insurers with reliable data and resilience intelligence to strengthen underwriting, portfolio oversight and regulatory alignment.
TDH makes non-financial risk visible and comparable across insured portfolios, supporting confident decision-making in a changing risk landscape.
For Corporates
Your Scope 3 problem is a supplier data problem. We leverage our proprietary data modelling approach and help you optimise your sustainability reporting to create high quality interactions with your value chain and provide effective engagement tools for your mid-market customers and suppliers which help them save money on their energy bills and generate validated Scope 3 data for you.
News &
Insights
In December 2025, the Prudential Regulation Authority raised the bar. Supervisory Statement SS5/25 moved climate risk out of the “awareness” phase and into core financial workflows: governance, credit underwriting, capital planning, provisioning. Building on SS3/19, the PRA has introduced SS5/25,
Ask an underwriter where a counterparty’s flood exposure figure came from, and most can answer. Ask where its sustainability score came from, and the trail often goes cold somewhere between a spreadsheet and a survey response from two years ago.
By June 2026, every UK bank must show the PRA a credible gap analysis against SS5/25, the supervisory statement that now treats climate risk as core prudential risk. For banks with sustainability-linked loans across their SME book, the hardest gap
Is a business quietly moving through its renewal season with insurers who can’t actually see the risk they’re pricing? According to Aon’s UK insurance market insights, underwriters are now placing far greater weight on financial resilience, governance quality and ESG
Who
We Serve
Since 2015, The Disruption House has been helping firms boost their performance with actionable and affordable insights into sustainability, business risk and operational resilience.