Unique, curated and reliable non-financial data on mid-market businesses.

Risk and Resilience Intelligence

Unique, curated and reliable non-financial data on mid-market businesses.

For Banks

Banks face rising regulatory, geopolitical and transition risks, but lack consistent data on their mid-market clients and suppliers. Many of these firms do not disclose key non-financial information, creating a clear gap in visibility.

We address this by sourcing and structuring hard-to-get sustainability and operational resilience data on companies with £2m–£100m turnover, delivered through subscription-based risk intelligence. This gives banks the business risk insight they need across their value chain. We now partner with FourTwoThree to help banks and SMEs accelerate sustainable finance and climate action.

Our end-to-end, low-touch solution is designed to drive collaboration and seamlessly capture the data you need.

Banks face rising regulatory, geopolitical and transition risks, but lack consistent data on their mid-market clients and suppliers. Many of these firms do not disclose key non-financial information, creating a clear gap in visibility.

For Insurers

You’re underwriting mid-market risk you can’t fully see. We equip insurers with reliable data and resilience intelligence to strengthen underwriting, portfolio oversight and regulatory alignment. 

TDH makes non-financial risk visible and comparable across insured portfolios, supporting confident decision-making in a changing risk landscape.

You're underwriting mid-market risk you can't fully see. We equip insurers with reliable data and resilience intelligence to strengthen underwriting, portfolio oversight and regulatory alignment. 

For Corporates

Your Scope 3 problem is a supplier data problem. We leverage our proprietary data modelling approach and help you optimise your sustainability reporting to create high quality interactions with your value chain and provide effective engagement tools for your mid-market customers and suppliers which help them save money on their energy bills and generate validated Scope 3 data for you. 

 We leverage our proprietary data modelling approach and help you optimise your sustainability reporting to create high quality interactions with your value chain and provide effective engagement tools for your mid-market customers and suppliers which help them save money on their energy bills and generate validated Scope 3 data for you. 

News &
Insights

the-survey-problem-why-asking-smes-about-their-sustainability-doesnt-work
The Survey Problem: Why Asking SMEs About Their Sustainability Doesn’t Work

A risk team sends out a sustainability questionnaire to a thousand SME clients. Weeks later, the responses trickle in — a fraction of the list, with answers that don’t line up from one business to the next. This isn’t a

transition-lending-without-transition-data-the-credit-risk-banks-are-taking-on-every-sme-loan
Transition Lending Without Transition Data: The Credit Risk Banks Are Taking on Every SME Loan

A bank approves an SME loan. The financials check out, the covenants are standard, and the deal closes on schedule. What often doesn’t get checked with the same rigour is the climate and sustainability profile of that business — not

the-energy-contract-trap-what-hospitality-businesses-sign-without-reading
The Energy Contract Trap: What Hospitality Businesses Sign Without Reading

A new restaurant opens. The kitchen is fitted, the menu is set, and somewhere in the admin pile sits an energy contract — signed in a rush, barely read, and locked in for the next three years. This happens more

What We Heard at Reset Connect: The Data Gap Is Everyone’s Problem

Last week, our CEO, Rupert Bull, joined an expert panel at Reset Connect’s Finance & Investment Stage for “Banking on Sustainability: Turning Responsibility into Opportunity.” He was joined by Heather Buchanan of Bankers for Net Zero, Mike Clark of Ario

Who
We Serve

Since 2015, The Disruption House has been helping firms boost their performance with actionable and affordable insights into sustainability, business risk and operational resilience.