Unique, curated and reliable non-financial data on mid-market businesses.

Risk and Resilience Intelligence

Unique, curated and reliable non-financial data on mid-market businesses.

For Banks

Banks face rising regulatory, geopolitical and transition risks, but lack consistent data on their mid-market clients and suppliers. Many of these firms do not disclose key non-financial information, creating a clear gap in visibility.

We address this by sourcing and structuring hard-to-get sustainability and operational resilience data on companies with £2m–£100m turnover, delivered through subscription-based risk intelligence. This gives banks the business risk insight they need across their value chain. We now partner with FourTwoThree to help banks and SMEs accelerate sustainable finance and climate action.

Our end-to-end, low-touch solution is designed to drive collaboration and seamlessly capture the data you need.

Banks face rising regulatory, geopolitical and transition risks, but lack consistent data on their mid-market clients and suppliers. Many of these firms do not disclose key non-financial information, creating a clear gap in visibility.

For Insurers

You’re underwriting mid-market risk you can’t fully see. We equip insurers with reliable data and resilience intelligence to strengthen underwriting, portfolio oversight and regulatory alignment. 

TDH makes non-financial risk visible and comparable across insured portfolios, supporting confident decision-making in a changing risk landscape.

You're underwriting mid-market risk you can't fully see. We equip insurers with reliable data and resilience intelligence to strengthen underwriting, portfolio oversight and regulatory alignment. 

For Corporates

Your Scope 3 problem is a supplier data problem. We leverage our proprietary data modelling approach and help you optimise your sustainability reporting to create high quality interactions with your value chain and provide effective engagement tools for your mid-market customers and suppliers which help them save money on their energy bills and generate validated Scope 3 data for you. 

 We leverage our proprietary data modelling approach and help you optimise your sustainability reporting to create high quality interactions with your value chain and provide effective engagement tools for your mid-market customers and suppliers which help them save money on their energy bills and generate validated Scope 3 data for you. 

News &
Insights

Scope 1 and 2 for SMEs: How to Get Your Emissions Data Without Hiring a Consultant

A supplier questionnaire lands in your inbox asking for your “Scope 1 and 2 emissions.” You run a restaurant, a hotel, or a shop — not a sustainability department. Where do you even start? This question is showing up more

Ask a bank how confident it is in the emissions data behind its SME loan book, and the honest answer is usually “not very.” Most of that data still comes from surveys — chased, half-completed, and quietly out of date within a year.

Renewal season for commercial insurers usually means the same conversation on repeat: chasing a policyholder for information that either never arrives, or arrives in a format nobody can compare to last year’s file. According to the Association of British Insurers,

Ask a bank how confident it is in the emissions data behind its SME loan book, and the honest answer is usually "not very." Most of that data still comes from surveys — chased, half-completed, and quietly out of date within a year.
Why Survey-Based ESG Data Isn’t Working for Business Banking

Ask a bank how confident it is in the emissions data behind its SME loan book, and the honest answer is usually “not very.” Most of that data still comes from surveys — chased, half-completed, and quietly out of date

the-survey-problem-why-asking-smes-about-their-sustainability-doesnt-work
The Survey Problem: Why Asking SMEs About Their Sustainability Doesn’t Work

A risk team sends out a sustainability questionnaire to a thousand SME clients. Weeks later, the responses trickle in — a fraction of the list, with answers that don’t line up from one business to the next. This isn’t a

Who
We Serve

Since 2015, The Disruption House has been helping firms boost their performance with actionable and affordable insights into sustainability, business risk and operational resilience.