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UK businesses are estimated to lose up to £24 billion every year through energy overcharging, hidden fees and inefficient procurement practices. For businesses spending more than £50,000 annually on energy,
Commercial insurance pricing relies on the ability to assess and compare risk with reasonable confidence. When sustainability-related data is missing, that assessment becomes more uncertain. Risk does not disappear, but
For banks, carbon data is no longer just a disclosure requirement. It has become a practical input into green lending, transition finance and capital deployment decisions. Whether through sustainability-linked loans,
Insurers are accustomed to grouping risk. Industry codes, revenue bands, employee counts, and peer comparisons have long formed the backbone of commercial underwriting models. By clustering businesses that look similar
The Taskforce on Nature-related Financial Disclosures (TNFD) was established to provide a common structure for organisations and financial institutions to better understand how their activities interact with nature. Built around
We have looked at investor conversations, regulatory commentary, and market positioning across wealth and asset management. And we can now confidently identify the up-and-coming trend for 2026: Artificial Intelligence. Jokes