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An underwriter sits down to price a commercial policy for a mid-market manufacturing business. They have the financials. They have the claims history. What they don’t have — and almost certainly can’t get — is any structured data on how
There’s a crisis quietly draining school budgets across England. It doesn’t make headlines the way teacher recruitment or Special Educational Needs and Disabilities (SEND) funding do — but it’s costing schools tens of thousands of pounds every year. The culprit?
The first quarter of 2026 delivered a masterclass in supply chain fragility. Escalating tensions in the Middle East disrupted key shipping routes. Extreme weather events across Asia and Europe knocked out manufacturing and logistics networks with little warning. For many
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