Welcome to our resources centre. It’s packed with helpful information, including case studies, upcoming events, insightful thought leadership articles, press coverage, and more. Read on; there is much to discover.
A relationship manager sits down with an SME client for their annual review. On the list: turnover, headcount, working capital needs — and now, increasingly, questions about energy usage and
An underwriter reviewing a mid-market manufacturer has a clean set of financials. Revenue is stable, margins look healthy, the balance sheet checks out. What that underwriter doesn’t have: any real
A supplier questionnaire lands in your inbox asking for your “Scope 1 and 2 emissions.” You run a restaurant, a hotel, or a shop — not a sustainability department. Where
Renewal season for commercial insurers usually means the same conversation on repeat: chasing a policyholder for information that either never arrives, or arrives in a format nobody can compare to
Ask a bank how confident it is in the emissions data behind its SME loan book, and the honest answer is usually “not very.” Most of that data still comes
A risk team sends out a sustainability questionnaire to a thousand SME clients. Weeks later, the responses trickle in — a fraction of the list, with answers that don’t line
A bank approves an SME loan. The financials check out, the covenants are standard, and the deal closes on schedule. What often doesn’t get checked with the same rigour is
Every major UK bank has a net zero commitment. Most have published Scope 3 targets. And almost all of them face the same problem when it comes to actually measuring
Insurance has always been a data business. The entire model rests on the ability to price risk accurately — to look at what you know about a counterparty and make
This report is based on the first in a series of enlightening panel discussions that sets out to frame the problems and challenges being faced by all stakeholders in the ESG finance space. Despite the SMEs desire to engage in ESG practices, a lack of information on how to take action against climate change and competing business priorities are significant challenges in improving these practices.
Author:
Publication Date: